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For Educators Only

The PlanMember 403(b) Model Plan

A "Complete" Retirement Plan Solution

Everyone seems to agree that the people who participate in the education of our nation’s youth deserve a retirement plan that is on par with the nation’s largest employers, - and so does PlanMember Securities Corporation.

However, until now, many school district and college employees have had their 403(b) retirement plan choices limited to a select list of providers from which they could choose to invest their retirement savings dollars.

While the list of those 403(b) plan providers may in fact be very good, or even excellent within their own "class", - it still may not have offered "exactly" what each investor wanted.

Additionally, in some 403(b) retirement plans, employers offered only insurance-based annuities, - while others offered only select mutual fund companies.  For those employers who offer both, employees would still have to invest through a number of different providers just to diversify their retirement portfolio.

Sound like a hassle?  It did to us, too!

That’s why PlanMember created its 403(b) Model Plan, - which provides an investment solution for just about every type of investor, - all neatly packaged, and all offered under one roof!


   Learn More About The PlanMember 403(b) Model Plan


Over 9,000 school districts and nonprofit employer groups across the country have adopted the PlanMember Model Plan for their employees, and that number is steadily growing.  Here's why:

  • Four-Step Planning Process              Learn More

    PlanMember helps take the guesswork out of planning for retirement for members with four easy steps: 1) personal plan and savings analysis, 2) professional investment advice, 3) annual retirement plan review and 4) ongoing education and support.

  • Broad Investment Choice                 Learn More

    PlanMember's investment and annuity programs have something for every investor.  With options ranging from professionally managed mutual fund portfolios to guaranteed fixed annuities, the PlanMember Services Program enables members to create a diversified investment portfolio to pursue virtually any investment objective.

  • Benefits of Membership                     Learn More

    PlanMember provides membership benefits that can help you plan for retirement and keep you actively involved with the progress of your plan. Personalized planning strategies and a broad selection of investment choices are also yours when you join PlanMember.

  •     Learn More About The PlanMember Model Plan Investments


As an educator, you know the value of preparation and good planning.

Research also shows that the most effective way to achieve your retirement dreams is to develop a plan...and then stick to it! That's exactly what PlanMember's Personal Plan & Savings Analysis helps you do.

You can get the savings and investment strategies you need to work toward a secure financial future with the help of PlanMember's experienced professionals. We will estimate your state retirement and Social Security benefits, help you establish your retirement goals, and recommend an investment portfolio that fits your personal investor profile. There's no time better than right now to start on the road to a well-planned retirement! 
 It’s quick, easy and complimentary.   

 Get Your Personal Plan & Savings Analysis    


These services help take the guesswork out of retirement planning and are designed to provide members with the foundation to achieve a financially secure retirement.




   Request a Free Model Plan Information Kit Today!   





Withdrawals from annuities, including partial withdrawals and surrenders, may be taxable. If you take a taxable withdrawal before age 59 ½, you may have to pay a 10% penalty to the IRS on the amount of gain in your contract, in addition to your normal income taxes.

The tax-deferral benefit offered by annuities provides no additional tax benefit if they are held in tax-qualified accounts such as IRA, 403(b) or 401(k). Special rules governing annuities issued in connection with a tax-qualified retirement plan restrict the amount that can be contributed to the contract during any year.

Before investing in any mutual fund carefully read the prospectus(es) which contain information about investment objectives, risks, charges, expenses and other information all of which should be carefully considered before investing. For current prospectus(es) call (800) 874-6910. Investing involves risk. The investment return and principal value will fluctuate and, when redeemed, the investment may be worth more or less than the original purchase price.

Asset allocation or the use of an investment advisor does not ensure a profit or guarantee against loss.


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Check the background of this financial professional on FINRA's BrokerCheck